CFP®

Certified Financial Planner

20+

Total Years of Experience

10+

Supporting Military Families

You don't need to have all the answers before asking for help.

Avai Kochanoff, CFP®, is the founder of A. Kochanoff Financial Services and has spent more than 20 years helping individuals and families navigate financial decisions with greater clarity and confidence.

With more than a decade of experience supporting Canadian Armed Forces members, veterans, and their families, Avai understands the unique financial realities that can come with military life. A. Kochanoff Financial Services is also listed in the Government of Canada’s Military Transition National Resource Directory.

Her professional background in occupational therapy and mental health brings an added understanding of the stress, uncertainty, and competing priorities that can come with life's transitions.

Avai's approach is practical and personal: listen first, understand what matters most, and help clients make sense of the options in front of them.

Whether preparing for retirement, navigating a major life change, or simply trying to feel more in control financially, her goal is to help clients make informed decisions and move forward with confidence.

Clear guidance. Practical advice. Financial peace of mind.

As Seen On

Take your next step toward financial peace of mind.

Every financial plan starts with a conversation.

Money can be difficult to talk about. It can come with uncertainty, fear, embarrassment, or simply the feeling that you should know more than you do.

Your first conversation is confidential, judgement-free, and without pressure. You don't need to have your finances perfectly organized. You don't need to know the right questions to ask. And you don't need to make any decisions before you're ready.

It's simply an opportunity to talk about what's happening, share what's on your mind, and learn how financial planning might help.

Financial Planning

Let's Talk About What's Next

Whether you're preparing for retirement, navigating a life change, or simply want to feel more confident about your finances, you don't need to have everything figured out before starting.

CAF Members, Veterans & Military Families

Financial planning that understands military life.

More than a decade of specialized CAF experience means less time explaining the system and more time talking about what it means for you and your family.

What it feels like to have clarity.

Financial planning is personal. Here’s what clients have shared about their experience working with Avai.

As Seen On

As Seen On

How to Manage Money Anxiety

CTV News - February 26, 2026

Certified Financial Planner Avai Kochanoff shares some advice for reducing financial stressors.

Back-to-School on a Budget

Global News - August 17, 2026

Certified financial planner Avai Kochanoff shares some practical advice for back-to-school on a budget..

Tips to Stick to a Budget

CTV News - January 22, 2026

Certified Financial Planner Avai Kochanoff chats about why budgets fail and how to successfully stick to your plan.

1 Kingswood Drive, Unit 220

Hammonds Plains, NS, B4B 0P4, Canada

+1 (902) 401-0717

Let's Get Social

© 2026 A. Kochanoff Financial Services Ltd. All rights reserved.

CashFlow Compass™ is a trademark of A. Kochanoff Financial Services Ltd.

Privacy Policy